The $0.83 tap fee I found buried in my bank app made me rethink card-only life
A friend owed me $40 for a concert ticket in early March, so I asked her to send it through her bank app instead of handing me cash. Right after it landed, I poked around the transaction details and saw a line for $0.83 labeled 'instant transfer fee.' That tiny charge bugged me more than the $40 ever did, because it showed me every quick digital move has a hidden skim built in somewhere. Now I keep a note in my phone of every small fee I spot, and I'm at seven different ones in three weeks. Has anyone else seen these little per-transfer charges stacking up, or is it just my bank being sneaky?