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DAE get flagged by a credit scoring algorithm for a weird reason?
My score tanked 40 points after I paid off my car loan early, the system saw it as closing an account and reducing my credit mix. Anyone know a fair way to appeal this kind of automated decision?
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caseythompson17d ago
Right, it feels rigged is exactly it! That's the most frustrating part. You make a smart money move to avoid interest and get punished for it. The whole system seems to work against common sense sometimes. My score took a hit for something similar last year and it just makes you want to scream. Solidarity, it's so annoying.
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claire_grant3418d ago
Ugh, that's so typical... these automated systems punish you for doing the right thing. It feels like you can't win no matter what you do with your money. Just another way the whole game feels rigged.
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