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Vent: My sister told me I was "budgeting wrong" for years and I'm still annoyed she was right
She saw me throwing $50 a month at a random savings account with no goal and told me I needed to actually track where every dollar goes. I argued with her for like 20 minutes about how I had a system. Then I finally sat down and used a free spreadsheet she sent me. Turns out I was blowing $120 a month on buying lunch at the deli near my office. Now I pack sandwiches and put that cash toward my car insurance instead. Has anyone else had a friend or relative call them out on a bad habit and it actually helped?
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murray.cora1mo ago
Man I think that's just how life works sometimes. People on the outside can see the cracks in your routine way clearer than you can. I had a buddy call me out for always buying energy drinks at gas stations instead of just getting a bulk pack at the store and it turned out I was dropping like $40 a month on that nonsense. Little stuff adds up faster than most folks want to admit.
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adams.uma1mo ago
Wait $40 a MONTH on gas station energy drinks? That's wild honestly. Like I get grabbing one here and there when you're running late but that adds up to nearly $500 a year. My jaw literally dropped reading that number.
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