Pro tip: the Sweden stat on cash that got me thinking

I read on the Riksbank site that cash made up under 10 percent of payments in Sweden in 2023, which is wild to me since a lot of folks there still carry a bill or two. On one side, that means faster checkout and less risk of getting robbed at a register. On the other, if the card networks or banks ever freeze your account, you're stuck with nothing in your pocket. Curious where people here land on this, is it worth trading that safety net for convenience?

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