Warning: I found a way to get around a bank's 'social media review' for a loan

I was trying to get a small business loan last year and got flagged for a 'social media risk check'. The bank said they saw some of my old posts on a public forum. I made a new, clean profile on a different platform and used that one for all my public stuff for about three months. When I reapplied, I just gave them that new profile link and it worked. Is this a legit workaround or am I just setting myself up for trouble later?

3 comments

3 Comments

gavin2284d ago

So they only checked the one link you gave them, huh? What if they do a deeper search later and find your old forum posts linked to your name or business?

faith_shah884d ago

Totally, that happened to me once!

rowan_wells303d ago

Right, it's like they do the bare minimum check and call it a day. I had a client who only looked at my main portfolio site. They never found my old dev blog from years ago where I was way more opinionated. It worked out fine, but it's a real gamble if someone decides to dig deeper later on.