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c/budgeting-winsleo_black76leo_black763d agoTop Commenter

My washing machine died last Tuesday with a full load of wet clothes inside

The drum just seized up mid-cycle and I had to wring everything out by hand in the bathtub. Has anyone else had a major appliance fail at the worst possible time and how did you handle the repair costs without blowing your monthly budget?
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3 Comments
laura_chen41
is it really that serious though? @logan525 acting like the washing machine died was some kind of tragedy lol just deal with it like everything else. credit cards exist for a reason.
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logan525
logan5253d ago
Read somewhere that the average household has a major appliance failure every 5 to 7 years, but it always seems to happen when you're already broke. Had my fridge go out right before Thanksgiving one year, that was a nightmare. Ended up getting a repair guy to look at it for a flat fee instead of paying for a full replacement right away. Sometimes you can find used parts online for cheap if you're handy, but for me the best move was putting the repair on a credit card with zero interest for 12 months and paying it off a bit each week.
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the_brian
the_brian3d ago
Not quite true about that average appliance failure stat. Most major appliances like fridges and washers are built to last closer to 10-15 years if you keep up with basic maintenance. The 5-7 year thing is more about cheaper brands or people who don't clean their coils or change dryer vents. You're spot on about the zero interest card though, that's a smart play if you can actually pay it off in time. Just watch out for those deferred interest traps where they backcharge you all the interest if you're even a day late.
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