Hit 750 on my credit score, never expected that jump

I was stuck around 680 for like two years, paying off a car loan from 2019. Last month I checked my FICO through my bank in Austin and it showed 750. I think it was the moment my last late payment from 2021 finally dropped off, plus my credit card utilization went under 10%. Has anyone else seen a big jump that fast, or was it a slow grind for you?

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nguyen.morgan28d ago

Seventy points in one month? Now that's a jump I didn't think was real.

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