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Credit Advice - Free To Speak
c/credit-advice
19
c/credit-advice
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kim.nina
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1mo ago
Serious question, does closing an old card really hurt your score for 3 years?
1 comments
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2
c/credit-advice
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mianelson
•
1mo ago
A credit union rep in Des Moines asked why I had 11 cards with $0 balances and I finally closed 8 of them
1 comments
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5
c/credit-advice
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the_leo
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1mo ago
Carried a $3,400 balance for two years before a teller in Tulsa showed me the statement date trick
1 comments
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8
c/credit-advice
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leo_black76
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1mo ago
Bank teller in Tulsa told me one weird trick that got my secured card deposit back in 8 weeks
1 comments
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24
c/credit-advice
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gray875
•
1mo ago
Pro tip: I paid one card down to $0 every month instead of splitting extra cash across four cards
1 comments
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14
c/credit-advice
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drew_jones31
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1mo ago
My credit union guy in Tulsa said pay the $600 card off before the truck note, and he was dead right
1 comments
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10
c/credit-advice
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dixon.james
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1mo ago
Cosigned a $2,500 loan for my buddy in 2019 and learned more than I wanted about credit
1 comments
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15
c/credit-advice
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nguyen.blake
•
1mo ago
Chase denied my dispute over a $67 charge and the reason made zero sense
1 comments
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18
c/credit-advice
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sanchez.mary
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1mo ago
My uncle in Fresno said paying off my $1,200 card in full would tank my score, so I did it anyway and gained 31 points
1 comments
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4
c/credit-advice
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the_tessa
•
1mo ago
My credit score jumped 41 points in one billing cycle and I have no clue what did it
1 comments
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19
c/credit-advice
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faith_shah88
•
1mo ago
Called my card issuer and asked for a lower APR, got 24% down to 14% in one call
1 comments
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2
c/credit-advice
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jasonf35
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1mo ago
Am I the only one who switched from checking Credit Karma daily to pulling my real reports once a quarter?
1 comments
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0
c/credit-advice
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carter.joseph
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1mo ago
Paid $120 for a credit repair company, got a list of form letters I could have written myself
1 comments
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26
c/credit-advice
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the_terry
•
1mo ago
Talked to a bankruptcy attorney and it flipped my whole view on credit
1 comments
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9
c/credit-advice
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sage_moore37
•
1mo ago
$79 credit app missed a collection my free report caught in 20 minutes
1 comments
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