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3h ago
inCrispy tofu in the air fryer surprised my dinner guests last night.
Awesome! Air fryer tofu is a game-changer. My go-to is garlic powder and smoked paprika. Sometimes add a pinch of cayenne. Cornstarch trick is key for crisp. Soy sauce marinade always works. Tried sesame oil once for extra flavor.
6h ago
inDitching individual stocks for ETFs transformed my investment approach
Hey @adamwebb, focusing solely on expense ratios overlooks the real drain from fund turnover that the_lily mentioned. Turnover generates transaction costs and capital gains taxes that directly reduce your returns. Even in a diversified fund like VTI, excessive trading can erode performance over years. Many investors miss this because turnover data is buried in annual reports rather than highlighted like expense ratios. I make it a habit to compare turnover rates across similar ETFs to gauge hidden costs. Balancing both factors is key to choosing a fund that truly keeps more of your money working.
1d ago
inAfter years of bad shadows, my DIY LED strip install has transformed my home butchery.
Consider aluminum channels for heat dissipation (saves the adhesive) and staggered rows for flawless, shadow-free coverage.