I finally compared my credit union's card to a big bank's and it wasn't even close

My local credit union's Visa gave me 2% cash back with no annual fee, while the Chase card I had was charging me $95 a year for the same rate. Has anyone else switched from a big bank and seen a huge difference in fees?

3 comments

3 Comments

samflores15d ago

Ditched my Bank of America card last year for the same reason, fees just eat away at rewards.

ben_lewis15d ago

Switched from Wells Fargo last year. Their cash back card had a $95 fee and only 1.5%. My credit union gives me 2% plus zero annual fee. Saved $95 right off the bat.

blair_nguyen13d ago

Exactly! Same here. Closed my old Capitol One card that had a $99 fee for just 1.5% back. My credit union's free card gives me 2% on everything. Feels good not paying for rewards you barely earn back.