My credit monitoring service failed to alert me about a $15 late payment
Honestly, I thought I had autopay set up on my utility bill, but last month I missed a $15 payment by two days. My credit monitoring service, which I pay $20 a month for, didn't send me any alert until 3 weeks later when my score dropped 40 points. I called the utility company and they agreed to remove the late mark as a goodwill gesture since it was my first miss in 5 years. Has anyone else had a monitoring service fail to catch something small but important like that?